Where can I find information on retiree benefits? How can I find out how many years of service do I have? If I was on a leave of absence, will those years count towards the number of cumulative years with HCPSS? I worked at different school districts in Maryland. Will those years count towards the years of service for retiree benefits? What are the eligibility requirements to receive retirement benefits? Is it normal for Maryland State Retirement Agency (MSRA) to have a different number of years of service than what HCPSS calculated? Who do I contact if I have questions about my HCPSS years of service? May I keep my children on my benefits when I retire? May I still enroll in benefits if I do not have the required years of service for eligibility? I am retiring in July, when will my benefits end as an active employee? May I opt out of the medical and continue the dental and vision benefits? May I remove my dependent from medical but keep him/her on the dental/vision? May I enroll in dental when I retire, even though I currently do not have dental? Am I automatically enrolled in the retiree life insurance benefit if I’m eligible? Or do I need to enroll? When do I need to submit the Retiree Benefit Change Form? What will be the cost of my retiree benefits? How much is the Board contribution for retiree health insurance? Is there a Board contribution for dependents when I retire? Will my benefit payments be deducted from my pension? How do I pay for my HCPSS Retiree Health Insurance Premium? When do the benefit payments begin to be deducted from my pension? I do not have enough money in my monthly pension to cover the retiree health premium, how will I pay for my benefits? Why does it cost so much to add my spouse to my retirement benefits? Where can I find the Retiree benefits rates? Will the Board change the contributions at some point? Will I be grandfathered in if they change the rates while I’m retired? When may I change my insurance plans? Can I change my medical at the time of retirement? May I cancel my retirement benefits at any time? If I don’t add my spouse to my benefits when I retire, may I add them later? If I move out of state, may I keep my benefits? If I remove my dependent(s) at the time of retirement, can they be added back at any time and what is the process? If I don’t need benefits now because I’m on my spouse’s benefits, may I enroll later? If I pass away as a retiree, can my dependent still continue their health insurance? How do I make changes to my benefits after I retire? Do retirees have Open Enrollment? Can I change my medical plan if I am moving out of the service area? I want to term my spouse/family from coverage when I retire, what is the process? If I terminate a benefit after retirement, may I re-enroll in the benefit in the future? My dependent gained other coverage, do I need to submit proof? Who do I submit the retiree benefit change forms to? Do I have to enroll in Medicare if I retire? Why do I have to pay Medicare and HCPSS for benefits? When I turn 65 upon retirement, is Medicare considered my primary insurance? If I am on Medicare, is my HCPSS insurance considered my secondary insurance? How do I pay for my Medicare Part B premium? I am turning 65 before I retire. Do I have to enroll in Medicare Parts A & B? How soon/late can I enroll in Medicare? Can I have Medicare, HCPSS, and a third insurance? Why do I have a copay if I have both Medicare and HCPSS coverage? I am retiring in July and will be turning 65 in November. Do I have to apply for Medicare and when will my Medicare coverage be effective? Will my monthly retiree health premium decrease once I enroll in Medicare? If so, by how much and when will it change? I am over 65 and so is my spouse. I need Medicare forms completed that show we have been insured under the HCPSS’ medical plan, what is the process of obtaining the forms to apply for Medicare Part B? Once I turn 65, I have these Medicare forms that need to be completed by your office, how can these be taken care of? Do I need Medicare Part D? Is the HCPSS prescription considered creditable coverage? Does my disabled spouse/dependent have to apply for Medicare if under age 65? What parts of Medicare do I have to have? And when do I have to have them? How do I sign up for Medicare? Does HCPSS do that for me? Can you explain the working exemption for Medicare? Do I get new insurance cards when I retire? What is the value of my life insurance policy? May I change the beneficiaries on my life insurance at any time? How do I change my life insurance beneficiaries? What does it mean to “Opt-Out” of a benefit? May I “Opt-out” of a benefit more than one time? What will happen to my FSA deductions that have already come out this year? May I be reimbursed my FSA funds that were deducted but not used? How can I withdraw funds from my 403b? How do I allocate funds for my salary reserve? What is the Benefits Office Customer Service Number? Upon retirement, can I continue to keep my monies in a 403b/457b account? How do I transfer monies out of my 403b/457b Account(s)? How much life insurance do I have? How can I be grandfathered into th 100% Board subsidy for medical benefits in retirement? Can I buy benefit years for eligibility?
