No, the FSA is a use it or lose it benefit.

You may submit FSA claims to our FSA carrier within120 days after your retirement date for service dates through your retirement date. Important note: If you retire in the month of July, your active benefits end on August 31. As a result, you can submit FSA claims for service dates through August 31, by December 31.

No, the one time opt-out can only be done once, at the time of retirement.

A benefits eligible employee may elect to opt-out of a benefit upon their retirement date to have the option of opting back into that particular benefit in the future.

Contact the Benefits Office via email at Benefits@hcpss.org or call 410-313-7333, so we may email or mail a Beneficiary Designation Form to you.

Yes, you may update beneficiaries for your life insurance at any time throughout the year.

At the time that you retire, your active employee life insurance amount is reduced by 10%. It continues to reduce by 10% on each of the next four anniversaries of your retirement date, until it is worth 50% its original value, and then it does not depreciate any further. Retiree life insurance remains at 50% its original value until the retiree passes away.

New medical cards are automatically generated by the carrier, once the retiree benefits are established in Workday. While awaiting the new card, you may continue to use your existing card. If the new card is not received within 10 to 14 days, please contact the carrier directly.

If you and/or your dependent are age 65 or over, and you are actively working and are covered under our group health plan, you do not have to enroll in Medicare Part B. You may enroll in Medicare Part A as there is no cost to you. Upon retirement, you must have Medicare Parts A and B in place.

You should contact the Social Security Office to sign up for Medicare Parts A & B.