Please submit any Medicare benefits forms to the Benefits Office; the Benefits Office will complete the Medicare Form that shows that you/dependent have been insured under the HCPSS group plan, and email you the completed form.
Once your retirement paperwork has been processed by the Retirement Office, the Benefits Office will complete the Medicare Form that shows that you/your dependent have been insured under the HCPSS group plan, and email you the completed form.
Yes, it will decrease slightly. Rates are available to view on our Retiree Benefits website, under “Annual Medical Costs.”
Yes, if you are not disabled and turning 65 in November, you are required to enroll in Medicare and the effective date will be November 1.
Medicare is the primary payor, and then HCPSS pays as the secondary payor, according to the coverage listed in the plan document. Any copays not covered by Medicare and allowable by your HCPSS plan would be the responsibility of the member to pay.
Yes, it is entirely up to you if you want to have Medicare, HCPSS and other additional medical insurance.
We recommend applying for Medicare with Social Security Administration (SSA) as early as 3 months before you retire and if already retired, 3 months prior to the month of your 65th birthdate; if disabled per the Social Security administration, as soon as eligible, even if under 65.
You may enroll in Medicare Part A as there is no cost to you. You do not have to enroll in Medicare Part B, unless you have end stage renal failure. Please contact the Benefits Office at 410-313-7333 for more information.
Payments for Medicare are remitted to the Social Security Administration. If you are not receiving Social Security, their standard practice is to send a quarterly invoice.
